Florida Sinkhole Information: What Is A Sinkhole And How Can They Effect My Home

Sinkholes, like the one that recently opened up near Legoland in Winter Haven are common in Florida.  While most sinkhole locations in floridasinkholes don’t result in the kind of tragedy that cost a Tampa area man his life earlier this year, they do occur fairly regularly and can pose a significant risk to property.  In this blog post, we’ll explain a little bit about how sinkholes form and why they are so common in Florida; we’ll also give you a few suggestions on how to protect your property from sinkholes.

Sinkholes result naturally from Florida’s unique combination of limestone bedrock and surface/groundwater chemistry.  Much of Florida has what are commonly called karst features underground.  Karst topography is often described as cavernous underground terrain consisting of pits, crevices, voids, underground rivers, etc.  Karsts arise because Florida’s bedrock is made of limestone; which is an alkaline, calcium rich sedimentary rock.  Limestone’s solubility in water and weak acids causes it to become porous; gradually, surface water made slightly acidic by Florida’s soil seeps down into the alkaline limestone and dissolves it. Over eons, this process gives rise to the fissures and caves we see today.  If the cavern that develops is close to the surface, it can cause a sinkhole when the sediment (soil or clay) that constitutes the ceiling of the cavern settles or collapses into it, under its own weight.

Complicated geological explanations aside, from the surface sinkholes can be described quite simply as large depressions in the ground which can vary considerably in terms of depth and width.  Readily identifiable by their round shapes, many of Central Florida’s lakes are simply sinkholes which have filled with water.  While their true geological lifetimes span millennia, as viewed from the surface, sinkholes may open up gradually over a period of days or months, as in the case with the Legoland sinkhole; or they can evolve extremely rapidly as the ground’s surface collapses in minutes.  This was the case with the sinkhole which opened up under a Tampa man’s home earlier this year, tragically taking his life.  Fortunately, rapid-collapse type sinkholes are extremely rare.  The Legoland type sinkhole is much more common.

Florida’s karst geology means that predicting where or when a sinkhole will occur is extremely difficult.  Even with modern drilling equipment, sophisticated analysis of soil/rock samples in the lab, and ground penetrating radar, professional engineers and geologists still have an exceptionally challenging time predicting where, or even if, a sinkhole will occur.  The implications for homeowners are mixed.  On the one hand, if a sinkhole opened up a few blocks away from your house, there isn’t necessarily any reason to expect that you will have a similar experience.  On the other hand, if you live in an area that’s free of reported sinkholes, there’s no guarantee it will stay that way.

Needless to say, the common occurrence of sinkholes in Florida, coupled with the difficulty in predicting where exactly they will open up causes many homeowners a fair amount of anxiety.  The good news is that sinkholes rarely pose a threat to human life.  They do certainly cause structural damage to buildings, but this can be mitigated through insurance.  In fact, many insurance companies that operate in Florida provide sinkhole coverage.  These companies also have the right to deny you coverage if there are sinkholes in the ‘area’ around your prospective home.  The term ‘area’ is loosely defined and policies between companies differ, so it’s best to shop around for pricing and availability.  Chances are, even if you’re in a risky ‘area’, there will still be someone willing to provide coverage.

If you’d like to see a map of sinkholes throughout Florida, check out the MoversAtlas MoveMap, it contains sinkholes and other ‘subsidence features’ throughout the state.  The map is composed of voluntary sinkhole reports, so it tends to biased towards populated areas.  It’s important to note that there are several maps (some of which are proprietary) used by insurance companies to quantify sinkhole risk, so the one you’re looking at here may be different from what your agent is using, but will give you an idea of how many sinkholes are in your community.  Good luck with your home search!

The 5 Fastest Growing Cities in Florida

Whether you like living in a highly populated city or not, it is no secret that larger cities often times have a lot more to offer. In regards to economic growth of a particular area there is a direct correlation between the growth rate of a city and floridas fastest growing citiessuch things as higher employment rates and better housing markets among many other positive benefits. The nice thing about population growth in a particular area is the hidden driving factors like a new industry or large business moving in or it may be just a desirable cost effective area to live.  Whatever the reason is, just remember that if you want to benefit from a booming city than the earlier you jump on board the better.  Florida has many great cities but here is a list of 5 of Florida’s fastest growing cities.

1. Orlando

First and foremost and probably the largest city in the state, Orlando, known by the locals as “The city beautiful” with a population growth rate of 1.82% and a fantastic unemployment rate of 5.76% which is several points below the national average.

2. Cape Coral

Second is a smaller town of Cape Coral which is direct neighbors to the more well-known town Fort Myers.  The population growth rate of Cape Coral is currently around 2.41% and yet still a low unemployment rate of 6.22%.  Surprisingly this city was one of the hardest hit during the economic housing fall, good to see its coming back.

3. Palm Bay

Next we are brought to Palm Bay, Florida, while on the east coast this is a great beach city having a population increase of around 1.53% and an unemployment rate at 6.6%.  The average income in this town is right above $60,000 which could be greatly supported by such companies like NASA, Boeing, Lockheed Martin and soon to be Northrop Grumman.

4. North Port

Coming in at number four would be North Port, Florida a location that piggy backs the more well-known metropolitan area Sarasota.  North Port is in a wonderful area on the west coast with white sand beaches, turquoise colored water and beautiful sunsets.  This town has boasted a 1.42% population growth rate along with a 6% unemployment rate.

5. Windermere

Back to the intercostal geographic area, this small town in Orange County Florida known for its rather large houses and the Arnold Palmer golf tournament Windermere makes the ranking at number five.  With about a 29% population growth since the year 2000 this has been a substantial increase even according the national level.  More known for its original basketball super star Shaquille O’Neal and golf legend Tiger Woods there is no question this is a very desirable city to live in.

Sure, getting on board with a city that is up and coming has its benefits but it wouldn’t be your first priority unless you were looking for purely investment purposes.  On the other hand you may be in a community that is growing with excellent supporting industry and opportunity.  If you are looking for more information on these communities I suggest using the tools offered on www.MoversAtlas.com.

Most Affordable Beach Cities to Live in Florida

Finding a place to live typically has a lot weighing on things like amenities, crime rates, school zones, local to a work place and of course cost.  Cost is sometimes an interesting topic because each household income varies and what one person most affordable beach cities to live in floridafeels comfortable paying relies heavily on the persons own circumstances and opinion.  For many people living by the beach is something they see as over priced and out of their budget but that isn’t always the case. Going off of the average household income in the U.S being around $51,000 as a bench mark there are still beach cities in Florida that are affordable for the average person or family.  The rule of thumb is the more desirable locations are going to cost more but the following list shows some of Florida’s beach towns that are actually affordable!

Indian Harbour Beach

The first one is Indian Harbour Beach which maybe one that even Floridians are not real familiar with.  Their motto is “The Greatest little City in Florida” which could be for good reason!  The city falls under a more well-known Brevard county but has a small census.  The median income in this city is around $56,000 and while this is slightly above the national average this doesn’t drive up the household costs sky high like other beach towns such as West Palm Beach or Ft. Lauderdale.  Indian Harbour is a quaint little town with average house sales around $180,000 keeping this beach town as a top candidate.

Visit MoversAtlas.com

Fort Myers Beach

The next destination takes us to the west coast right on the Gulf known for the white sand beaches and warmer waters.  Fort Myers Beach is slightly bigger than the last location at a population of 6,277.  Fort Myers is more of a well-known city under the jurisdiction of Lee County.  The town is affordable with the median household sales around $185,000 and all the amenities any beach town has.   The location of this town is nicely placed just outside of very desirable areas such a Sanibel and Captiva island which makes it perfect for Saturday afternoon beach days and sightseeing.  Fort Myers’ economy is rebounding much like the rest of the country but there are still many houses that can be found as outstanding deals.

Vero Beach

Last but not least in this list goes back to the east coast of Florida. A more well-known city Vero Beach which falls under Indian River County.  Vero’s motto is “Where the Tropics Begin” which is exactly what you are looking for in any beach town.  The town is larger with around 15,000 people with a median household income of $35,000 in 2011.  The average houses and condos are selling for around $200,000 and are well known for their intercostal waterway “Indian River Lagoon” excellent for fishing, boating and kayaking.  The location is right near the two large shopping malls and specialty shops along the barrier island known as the “Miracle Mile”.

There are many small beach towns in the state of Florida with many different variations in size, population and cost.  Coastal living to most may seem unattainable but by shopping carefully there are actually very affordable beach homes still around.  By using tools like www.MoversAtlas.com your dream home on the beach or inland is just a click away!

If you enjoyed reading this post you will find the main Mover’s Atlas site even more Interesting! There you can discover important information about what surrounds your current or future Florida home or Apartment, give it a look: Mover’s Atlas.