Should You be Worried About Buying Property Near Petroleum Contamination Sites in Orlando

Unfortunately, petroleum contamination is extremely common in Florida and many other states.  In fact, if you turn on the Petroleum Contamination points on our MoveMap, you’ll see a pretty depressing sight.  The petroleum sites in buy a home near a petroleum contamination site in orlandoOrlando alone number in the hundreds.  This is a concern in Florida because in most of the state, groundwater is very close to the surface and it provides drinking water to around 90% of residents.  Fortunately, the Florida Department of Environmental Protection (FDEP) tracks petroleum releases and in some cases helps remediate (clean up) the sites.  In this post, we’ll talk a bit about how petroleum releases happen in Orlando, why they’re so common, and finally, what the implications are to you as a resident.

The reason so many sites can be seen on the MoveMap for petroleum contamination shouldn’t come as a surprise; it is simply because petroleum use is extremely common and accidental releases occur frequently.  A recurring cause of soil and groundwater contamination is leaking underground storage tanks.  Storage tanks are commonly found at gas stations but also exist near backup generators and other equipment. Since Florida is prone to hurricanes, backup generators are especially numerous here, and their fuel tanks do occasionally leak. Unfortunately, gas station and generator tanks can give out without anyone noticing for quite some time.  In such cases, gasoline or diesel fuel can drain out of the rupture point and contaminate soil and groundwater.  Factories, junkyards, mill sites, shipyards and transit stations can also be causes of petroleum contamination.  Accidental spills of gasoline, diesel, jet fuel and used oil contribute to the situation as well, though spills of under 25 gallons are not required to be reported to FDEP as long as the spill and affected soil are cleaned up immediately.  While the geographic area affected by oil contamination tends to be fairly constrained in the case of gas stations and other tank failures, the area contaminated by petroleum can be quite large in junkyards, factories and the like.

Depending on the nature of the soil and groundwater flow, the petroleum contamination may stay fairly contained within the site or expand out beyond the actual property boundaries.  Since gasoline and diesel fuels are lighter than water, they tend to “float” in the upper part of the water table.  Over time, the fuel will tend to move with the groundwater currents causing an elongated plume. While the results sound bad, the fact that petroleum floats is generally good news for Florida residents since most people on well water tap the Floridan Aquifer, which is very deep underground.  However, petroleum can and does occasionally poison drinking water wells, and chronic exposure to oil products can affect the nervous system, blood and kidneys.  Furthermore, petroleum contains benzene, which is a known human carcinogen.  So if there is a contamination point located near your home or a piece of real estate that you are considering buying and a well is used, it might be a good idea to get the water tested from time to time.

The state of Florida does operate a petroleum cleanup program, but it is complex and the details are outside the scope of this blog post.  Generally speaking though, once the government has identified an area which requires cleanup, it will either excavate the soil and process it to remove contaminants or place that soil in a landfill.  Contaminated groundwater may also be removed and processed before being re-released into the environment.  Depending on the nature of the site, groundwater monitoring equipment might also be installed.

Petroleum contamination is an unfortunate consequence of our modern standard of living and it does have implications for home buyers and renters in the Orlando area.  However, most petroleum contamination happens in commercial and industrial areas where people do not live.  In many cases therefore, it tends to be more of an environmental concern than a direct threat to human health.  Nevertheless, if you’re considering buying property close to a contamination site in Orlando Florida, it’s a good idea to get your well water tested.  To check out petroleum contamination in Orlando and other areas of Florida, have a look at our MoveMap over at www.moversatlas.com.

3 Good Reasons Why You Should Wait To Buy A Home

Most would agree, why would you rent if you could buy?! With interest rates as low as they are it should be a no brainer right?  Let’s just find a place and lock it in for the next 30 years… seems like a long time? That’s because it renting vs buying a homeis.  The following are reasons why you should NOT buy unless you know you are ready. You may not be thinking purchasing is all it’s cracked up to be after you read the top 3 reasons to rent.

1. Location, Location, Location – It may seem like you have found a good area that is safe and close to everything you enjoy on the weekends but what about your career?  Are you confident you are set up in a place that you will continue working for many years?  Since you like the area so much have you looked into the property tax rates and other local fees like insurance rates to own a home in the area?  What about your dream job or school you have considered for the past few years?  I will tell you that if you rent none of the previous items would be an issue, things like tax rates or your ability to be mobile would not be an issue.  I would suggest to really consider your future plans before you look to buy because getting out of a 30 year mortgage or selling a place you just bought is a huge hassle.

2. Affordability – If you are renting for $1200 a month you can afford a $1200 a month mortgage right?  Not exactly, there are a lot of costs that renting a place includes that you may not be aware of.   Just a small list of why being a homeowner may not be what you want right now; HOA fees, property taxes, mortgage fees, home insurance, yard maintenance and home maintenance.  These items may not seem terrible but when you add all of them up you could add another 50% to the mortgage costs.  Even if you feel like you could budget for it keep in mind some of these items are not announced and the leaky roof that could cost thousands of dollars as a home owner would cost you ZERO as a renter and the $1200 monthly payment stays that way.

4. Sensibility – If you decide the above reasons do not directly impact you or your decision to rent or buy, the last reason is sensibility.  Sensibility is more than just the numbers adding up it comes down to truly being able to make the purchase and be comfortable with your quality of life and standard of living.  Keep in mind you want at least 20% saved up for a down payment and ideally all the rest of your debt paid off, if you are in this boat then buying a home maybe your next step.  Sensibility also reflects the peace you have each month and the feeling that you aren’t stretched to pay your bills, save for retirement and to give when others are in need.

Not to make buying seem like a bad thing but if you are not ready than the purchase will end up being a curse more than a blessing.  Buying a home can also be one of the greatest investments you make in your life but if you make it at the wrong time it can be the biggest disaster.  I highly recommend purchasing a home but keep in mind it is still OKAY to rent for a period of transition, saving or relocating.  In the meantime do your research and continue to use tools like www.MoversAtlas.com when you look to rent or buy a new home.

Should You Buy a Home Close to a Fire Station in Florida?

When you’re looking for a new place to live, moving close to a fire station has both pros and cons.  Essentially, the cost-benefit analysis comes down to two factors: noise and response time to an incident.  Let’s discuss the noise issue first.  Fire Buying a home near a fire stationtrucks are…loud.  Truck operators blare their siren/horn in order to alert oncoming traffic that the truck is entering the street and to warn motorists to get out of the way, so that the truck can get to the accident scene as quickly as possible.  Individual city noise ordinances vary, but in most cases fire trucks activate their sirens as they are leaving their station, regardless of the time of day.  Therefore, you can safely assume that the fire station near your home will make noise and you will simply have to deal with it.  Resident annoyance due to sirens/horns is not a major concern for the folks who are fighting fires and saving lives.  Since you can expect noise, the operative question becomes how much?

In order to answer this question, you need to ask a couple more.  First, how many fire stations are in your community?  Have a look at our MoveMap to see the number of fire stations in your area.  If you live in a sprawling suburb and there is only one fire station, you can bet that it’s going to be fairly busy.  On the other hand, if the fire stations are distributed evenly throughout your area, you can expect less noise.  Next, inquire if the fire station is full time or part time.  Additionally, ask whether the station just responds to fires or if it offers emergency medical support as well.  In Florida, fire stations do much more than just fight fires, so knowing which events the station responds to is crucial to determining how busy it will be.  If you’ve got a couple of hours to kill you can always sit outside and observe or ask the neighbors.  This will provide a little firsthand experience to supplement answers to the above mentioned questions.

Although fire stations can present noise problems for some people, living close to them offers benefits as well.  The most obvious among these is reduced response time to an incident.  While incident response time depends on many factors, such as the amount of traffic, time of day, and staffing level, residents living close to a fire station can generally expect faster service in the event of an emergency.  In fact, folks that live sufficiently close can have lower insurance premiums than their more distant peers!  Insurance breaks aside, proximity to a fire station or hospital is an important factor for elderly persons and those with unpredictable medical conditions.  A more esoteric, but still important factor to consider is simply the peace of mind that comes with knowing that if an emergency occurs, help is only a few blocks away.  Finally, Florida is prone to hurricanes and emergency response centers like fire stations have a very high priority when it comes to repairing the electric grid.  If your home happens to be on the same part of the grid as the fire station, you can expect to get your power (and therefore, air conditioning) back more quickly than your neighbors.

So we’ve established that living very near a fire station presents both benefits and costs.  Whether or not you should live close to one depends on your unique situation.  Anecdotally, most people say that they get used to the truck noise and that it doesn’t wake them up at night or bother them all that much.  However, if you plan to resell you home in the future you should take time to consider the perceived impact proximity to the station will have on your home value/time on market.  While no definitive study has been done (to our knowledge), the common perception is that living close to a noise source like a fire station can negatively impact home values.  On the other hand, close proximity can actually be a selling point for people with certain medical conditions or concerns about fast emergency response time.  We encourage you to check out our MoveMap and take a look at how close your prospective home is to a fire station.  Then consider how much things like noise and response time matter to you.